BP#7 Financial Responsibility

According to the article, “Bonus Reading Financial Responsibility for All: A Myth of Reality?” by LUBIE GRUJICIC-ALATRISTE, we can see that there are a lot of reasons cause people financial problem. First, people just understand small part information about taking credit. Second, that is ease to get a card. Third, the companies of banks, whose introduction are misinformation. But the most important reason is people who are main factor caused it. However, else factor can reduce it happen, such as the government can do some ways to defense and manage financial problem.    
 

             I am agreement that financial responsibility for all. And I think the main factors are people knowledge about credit and their individual behavior. For example, there are some people like to spend over their own that cause they get debt.  And also some people often forget to return it on time that makes their credit bad. Therefore, we need to understand the information clearly and pay attention on it to respond before due date.   

            Compare to my own country, the problem is the same. But the government controls it very firm. In my opinion, we need to do it better, because it will cause the country economy is shocked. Although people individual, it will make a more and more big debt on themselves.